TD Mortgage Protection offers a multi-insured discount. Your premium rate will not increase during the life of your mortgage, provided your mortgage balance does not increase or you don’t refinance your mortgage. ![]() Your insurance premium is based on your selected coverage type, your age at application and the amount of your mortgage balance at the time of application, less any applicable discounts or premium rate reductions. To learn more about coverage including benefits, conditions and restrictions, refer to the Certificate of Insurance & Important Documents above. NOTE: A benefit will only be paid if the mortgage is fully advanced under the insured person’s name. A written decision regarding your coverage approval status will be mailed to you. Typically, the average wait time to be contacted is within 2–3 business days. If further health information is needed, you’ll be contacted by phone to complete a health interview. If you answer “Yes” to any of the health questions on the application or the total requested coverage, including any existing coverage, is greater than $500,000, you will need to complete a separate health questionnaire.
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Check out these top choices for multispecies enclosures. Of course, the addition of more animals means that there are even more species that can share enclosures and earn an interspecies enrichment bonus for doing so. Now, select the shaping option, shown in the image below. To do so, select ‘Terrain’ in the bottom right of the screen. Updated December 12th, 2020 by Meg Pelliccio: Planet Zoo has been delivering on plenty of zoo-sim fun for over a year now and the game has released multiple DLC packs since its launch that add new and exciting animals, with the most recent being the Aquatic Pack that released this very month. You can build your own Hard Shelter using the Terrain tools. If you’re interested in creating a multispecies enclosure here are the ten best animals to have share that space. Related: The 10 Best Video Games Of The Decade (According To Metacritic)Īs a result, animals that are favorable for multispecies enclosures are often the most profitable and best for new players, they can share the same space, often have the same needs, and receive and provide bonuses with those they share space with. There are a lot of animals to choose from and each has individual needs that must be maintained to ensure their happiness. If the size of the text on your screen is too hard to read comfortably. ![]() The size, design, and type of zoo you can build is entirely up to you, but with this freedom comes some difficulty. Use these zoo fonts to bring the natural world from the outside into your. ![]() The great simulation game Planet Zoo puts you in the shoes of a zoo owner tasked with building, maintaining, and expanding a profitable zoo. Continued abuse of our services will cause your IP address to be blocked indefinitely. All of the characters we meet, except Buck, are former patients or family. Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. In Spiritfarer you take these delightful characters on board your ship to bond. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. If you do not understand what is causing this behavior, please contact us here. ![]() ![]() If you promise to stop (by clicking the Agree button below), we'll unblock your connection for now, but we will immediately re-block it if we detect additional bad behavior.
The lengthy song "Carry Stress In The Jaw" is as good an example as any of the tracks on this huge, outrageously weird album to illustrate the abberrant strangeness and anticommercialist streak evident here. More performance art or satirical commentary than the kind of album you would listen to around other people at a party (unless you happen to be throwing a very, very weird party), this release from perpetual fly in the ointment Mike Patton and his extremely talented cast and crew of musical misanthropes is a must-have completely unique example of artistic vision and good-old-fashioned smart-assery. Other than that, you probably want to stay away from this one as it takes weirdness to terrifying levels. Bungle or anything that Mike Patton has done, then it's a valuable part of your collection, if nothing more, to say you have heard more of Mr. My ten-year-old son found it to be too disturbing and nightmare-inducing to listen any further. It's not for children, unless your kids are the half-offspring of Satan, but older ones would appreciate the comic value. ![]() It's not as listener-friendly as the first album by Mr.B., and definitely not as California, but just as terrifying in a good, entertaining sort of way. Remember that team of clowns that pulled the bank heist at the beginning of The Dark Knight? This is the sonic equivalent of being chased by those clowns and beaten with 2x4's, then picked up and danced with, before being set down at a gourmet restaurant and having pies thrown at the wall while everyone around you is being set on fire. Bungle provides much better musicianship than the Residents but less coherence than Zappa. For listeners who enjoy the constant surprise of such arbitrary musical detours, Mr. The pieces are more accurately described as aural montages than songs, for short sections erupt and suddenly disappear, replaced by another passage just as well played and just as clever but with little connection to what preceded it. All but three of the album's dozen pieces feature lyrics, but the vocals are so deeply buried in the mix that the words are virtually indecipherable. Bungle musicians like to show off their classical, jazz, and worldbeat influences in fast, difficult passages that are technically impressive but never seem to go anywhere. Bungle is a Northern California band that obscures its true identity (it shares members with Faith No More) by prohibiting photos of its members and by using such funny names as I Quit (the drummer) and Uncooked Meat Prior to State Vector Collapse (the keyboardist). Bungle's Disco Volante, an album of cheesy synthesizers, mangled disco beats, virtuosic playing, and juvenile noises. ![]() Imagine Frank Zappa composing the soundtrack for Ed Wood's Plan Nine from Outer Space, or the Residents unleashing a techno-dance project: that should give you some idea of Mr. The track “Desert Search For Techno Allah” is described as ‘a middle eastern Techno number that has to be heard to be believed.’ This is a band whose sole purpose is to break all the pre-existing rules of music and doesn’t think twice about taking chances.ġ.Uncompromising 1995 album from Mike Patton (Faith No More) and cohorts! The album’s title refers to the name of the yacht of the same name featured in the James Bond film Thunderball.ĭisco Volante has been well received by critics, being called a ‘totally original and new musical style, and an album that sounds like nothing that currently exists’. ![]() Mike Patton also uses a great number of vocal effects boxes and samples throughout the album. Disco Volante is the second studio album by American experimental Rock band Mr, Bungle, Released in 1995, it is considered by many to be the most experimental of all their albums, picking up inspiration from a wide variety of musical styles including Death Metal, Techno, ’50s space age Pop, musique concr te and Italian avant-garde. ![]() The game makes some decisions for you (such as only offering the tiles it knows you can call), which removes a large chunk of the brainwork required to play Mah Jongg. However, there are limited configuration options, several important features are lacking and its look and feel is a little garish (though this is obviously down to personal taste). Players can choose to play with bots or people, or a combination of the two. Real Mah Jongg is a decent game playing platform that offers an easy-to-use interface.
When renting an apartment, you may also need to pay for trash valet, as well as a parking spot or garage. In particular, the first question you should address is: what bills do renters have to pay?Īs a renter, you should expect to pay the following bills: water, sewer, trash, electric, gas, internet, cable, and renter’s insurance. Another 39% say they rarely disagree with their spouse over money, and 23% say they never disagree.Ĭouples more likely to have disagreements about money include those with lower incomes those with children under age 18 those who are younger and those who have less education.If you are considering renting an apartment or house, there are a number of financial questions and considerations you should take into account. Nearly four-in-ten married adults say they and their spouse often (13%) or sometimes (25%) disagree about money. Meantime, spouses also have what are presumably more substantive disagreements about financial matters. Fully 63% of all wives say they pay the bills, while just 51% of all husbands say their wives pay the bills. But upon further inspection, a spousal gap emerges. The Pew survey finds that spousal disagreements about money extend even to the seemingly straightforward question of which partner spends more time each month paying the bills. Money and Marriage: In the annals of human history, money has been known to cause a marital spat or two. ![]() ![]() Just 37% of Americans say they mainly use cash for their everyday purchases, while 31% say they use debit cards, 16% say they use credit cards and 15% say they use checks. Conversely, those with low incomes are much more likely to describe medical or dental bills as a major expense.Ĭash Is a Lesser King: When it comes to paying for everyday expenses (as opposed to monthly bills), cash is no longer king – or at least not a fully sovereign king. People with high incomes are more than twice as likely as those with low incomes to describe dining out and vacation travel as “major expenses” in their lives. People who are paying off a lot of loans are more prone to use a budget, as are people who at some point in their lives have had a problem with debt. There is virtually no difference on this question by gender, by income level or by race. To Budget or Not to Budget? Americans are evenly divided about having some sort of formal budget to help them manage their household expenses – 48% say they use one, 51% say they don’t. This telephone survey of America’s bill-paying, budgeting and credit card practices was conducted from October 18 through Novemamong a nationally representative sample of 2,000 adults it has a margin of sampling error of plus or minus 2.5 percentage points. People with high incomes are more likely to cite convenience and rewards programs people with lower incomes are more likely to cite unexpected expenses or the need to pay for things when they run out of money. The Pew survey finds that convenience and short-term financing are at the top of the list of reasons people give for using credit cards. Credit card usage and debt have grown dramatically over the past generation, according to government and industry reports. Among the 58% of adults who say they have a credit card as a regular household expense, about four-in-ten (41%) report that they generally pay their credit card bills in full each month while a 53% majority says that they usually make a payment. When survey respondents were given a list of common household expenses, the only one they cited as often as these three was housing (76%).Īnother regular expense for most Americans is credit card bills. These information age staples either didn’t exist or were in their infancy a generation ago. The survey also finds that at or near the top of the public’s list of regular expenses are cable or satellite television service (78% of adults say they pay such bills every month) cell phone service (74%) and internet connections (65%). A bare majority (54%) mostly uses checks, and a small minority (15%) mostly uses cash. The Pew survey finds that nearly three-in-ten adults (28%) say the most common way they take care of their regular monthly bills is by an online or electronic payment. ![]() And at the same time that they are carrying the cost of these new technologies, Americans are also paying off record levels of credit card debt each month. A sizable majority pays for one or more of the “big three” information age consumer staples each month - internet connection, cell phone service and cable or satellite television service. A sizable minority of adults do most of their transactions online. Paying the monthly bills is a different experience for Americans now than it was a generation ago, a new Pew Research Center survey has found. ![]() There is so much to find around you and all of it adds up in ways to upgrade your character. These could be treasure chests, specific puzzles, specific challenges, ambrosia or Tartaros dungeons, amongst others. In a similar vein to eagle vision from Assassin’s Creed, you can stand on high areas and look around to highlight things in your nearby vicinity. There are a lot of opportunities to upgrade yourself in the game before you progress the story and I would advise anyone interested to do that first, so you build up your character a little. The bosses do pose some variety and keep you on your toes. Unfortunately, there isn’t a large variety of enemies to face in the open world or they just don’t have enough about them that you would fight them any differently. These different powers can be game changers in battle and if you can’t get to grips with dodging and parrying then investing in powers may work better for you. Or you can invest in the Godly powers on offer like Herakles strength, Apollo’s arrows, Hephaistos’s Hammer and phosphors attack. You can invest in counterattacking if you have managed to master the parry to good effect. You can invest in your dodging ability so you can evade even in mid-air. As you progress you do get access to unlock other abilities and powers which improve your skill in battle. Making use of the parry and dodge at right times is also something you will want to master as quickly as you can. You have to make use of the stun meter to take down bigger enemies and have a chance at bosses. But going gung-ho at enemies will certainly be your undoing, at least early on anyway. Each enemy has a health and stun meter and the idea is reduced their health to zero – obviously. The combat in IFR is handled pretty well but there is still a lot of room for improvement. Some of the puzzles are quite challenging and are quite enjoyable once you figure out what you are doing, but often there is a lot of carrying or rolling balls/blocks onto switches which starts to wear thin after a while. Now, this is purely down to preference as some like to tackle puzzles with no help, and I don’t want my hand held, but just the minimum of direction would have saved me hours of wandering aimlessly for certain puzzles. That is until you learn you usually have to do one of four things Roll something, shoot something with an arrow, push/move a block onto a switch or climb something. They lack instruction almost all the time and sometimes you can end up wandering around without a clue what to do. But all the puzzles you play in this game seem to have a similar vibe. There is a strong puzzling element to it which is mainly what sets itself apart from the Assassin’s Creed games. The tone feels very different though as this feels a bit more family-friendly with a strong leaning towards comedy. The open-world environment, the climbing of scenery, the combat, and even the voice acting all give me that same Assassin’s Creed feeling. The gameplay itself will feel very familiar if you have played any of the Assassin’s Creed games before. In quality mode, the combat does feel a tad slowed down compared to performance mode. IFR allows you to switch between performance and quality modes which I did and, to be fair, I didn’t notice that much of a change except maybe in combat. My TV is capable of playing 4k in 120fps and so first impressions, this game looked bright, colourful and nicely detailed. This was the first game that I put my new Series X and TV through its paces with. Their ongoing commentary as you progress through the story is a big highlight as they bicker constantly, and Prometheus likes to remind Zeus of all of his bad deeds, which always made me smile. In a cool way, the story is narrated as it is played out in real-time, with Prometheus explaining to Zeus that he should have more faith in mortals and how Fenyx is likely to be everyone’s saviour. It is up to Fenyx to restore all the affected Gods to their original glory to stand a chance of defeating Typhon. Hermes tells Fenyx about Typhon, the most powerful titan who has broken free and wants to merge Tartaros with the mortal realm and make a new world in his image. She discovers some artefacts that belong to Greek heroes and eventually ends up rescuing the Greek God Hermes. You play as Fenyx, a seemingly humble shield bearer who has washed ashore only to find her brother and fellow soldiers have all been turned to stone. I have seen adverts for this game all over social media pushing it hard and with its bright colourful graphics optimised for Series X|S and a vibe similar to Assassin’s Creed what could go wrong. Immortals Fenyx Rising is Ubisoft’s much-advertised big fall release, combining Greek mythology with Assassin’s Creed and a sprinkling of humour. ![]() In addition, I really enjoyed the addition of the Monster World-esque villages and bizarre NPCs, which is one of those little touches that modern retro games seem to lack - super charming and funny. ![]() The best music in the game is in the best level (so far), Treasure Knight's underwater level (with the campfire music coming second). The soundtrack is undoubtedly polished and well-done as well, but for some reason not much is really sticking in my head. The retro graphics are awesome, and it's really refreshing to see a "NES-style" retro game done with actual competence and respect for the system's limitations. Decent game (probably WayForward's best lolol). I bought this and played a few hours yesterday, I'm at around the halfway point I think (7 stages in). We just want to make a kickass 2D action game. We don't have any nostalgic pretenses or axes to grind with modern videogames, and we're not trying to sell you some tired rhetoric about "the good old days". But while "bite-sized" design is now a popular paradigm for platformers, we believe that this design choice severely limits a game's flow and tension, and (even more importantly) player immersion in a game's atmosphere and worldįundamentally, we believe that retro styles should be an invitation for developers to push the limitations, not an excuse to fall back on them. Many modern 2D platformers take the route of "bite-sized" design: hundreds of levels or checkpoints, each less than a minute long, and with infinite lives. "Flow" is extremely important to us in designing Steel Assault. (Remember how Sonic 3 & Knuckles had Act 1 and Act 2 levels seamlessly connected? Now extend that to an entire game.) Instead, the game will be one unbroken "shot" from start to finish, beginning when the player is dropped off in the first level (or last checkpoint, on lower difficulties) and ending when he/she either dies or defeats the last boss. You have one life, and there are no levels per se. Multiple difficulty modes, from Expert (the hardest mode, which the game will be initially designed around) down to Novice mode (which most people will be able to beat). What that means is: tight length, tight design, and high difficulty. (See instructions if you don't know how to install: Instructions on how to install)ĥ.An arcade-style game. Request a game or request re-upload, visit Game Request Gratifying arcade challenge: Enjoy a quick playthrough on an easier mode… or put your skills and resilience to the test with the 1-credit-clear Arcade ModeĪll links are interchangeable, you can download different parts on different hosts.Unique zipline action: A new twist on classic grappling-hook mechanics, opening up fun movement possibilitiesġ6-bit post-apoc style: A beautifully fleshed-out sci-fi world, rendered in detailed pixel art and backed by fiery FM-synthesized tunesĬlassic gaming experience: Beautifully hand-crafted stage-based action with optimal screen resolution for CRT gaming Punch, whip, and zipline your way through a post-apocalyptic America in this 16-bit retro-style action platformer! Play as Taro Takahashi, a resistance soldier on a revenge mission against the dictator who lords over the ashes.įast-paced 2D platforming: Dynamic, fluid side scrolling combat with a stylish moveset and tons of enemies & bosses to fight Steel Assault – Punch, whip, and zipline your way through a post-apocalyptic America in this 16-bit retro-style action platformer! Play as Taro Takahashi, a resistance soldier on… Steel Assault Free Download PC Game Cracked in Direct Link and Torrent. ![]() My life has the tendency to fall apart when I’m awake, you know?” - Ernest Hemingway, American Author
![]() The battery life will also drain quickly when using Wi-Fi - we emptied half the battery in under an hour.Ĭonnecting to Wi-Fi is simple after the first try, but be sure to establish the connection well before you need the camera for a shoot. While using the XR without Wi-Fi is simple, using the app offers more features and better results. Of course, the XR isn’t exactly screen-free - a Wi-Fi connection enables live view in the mobile app, which will yell at you for forgetting the memory card and show an awkward preview if you’re not holding the camera where it should be. With such a simple control scheme, using the Vuze XR itself is almost as straight-forward as point-and-shoot. It’s also harder to see if you’re holding the camera level. A tiny LED light indicates if there’s a problem, which isn’t always noticeable - I “took” several pictures only to remember later that I had pulled the MicroSD card out to use in another camera. Flipping the lenses in and out switches between modes easily, while moving from stills to video is also easy to do without the app.īut like all digital cameras without screens, realizing your mistakes before you take the shot is tougher to do without connecting to the app. With such a simple control scheme, using the Vuze XR itself is almost as straightforward as a point-and-shoot. The handle makes the camera a bit tall, but the design is overall compact considering what’s packed inside, and even with that handle, the camera could tuck into a larger jacket pocket or small purse Simple, immersive captures The dual lenses, controls and handle all wrap up into a camera that weighs less than eight ounces. Occasionally, your hand on the camera grip will be picked up in the shot - using a selfie stick and triggering the shot with a smartphone solves the issue, but can be a bit of a pain. And without a screen, there are some sacrifices, like a less obvious warning light when an SD card is missing and lack of access to some settings without using the app. The few imperfections are actually common within the 360 category. The design, for the most part, works well. A screw-in wrist strap is included with the camera, but needs to be removed to use a tripod or other mount. At the very bottom of the handle is a tripod mount. Towards the bottom of the handle, an access door opens to reveal the MicroSD card slot and the USB-C port. ![]() The only other button is the shutter for triggering photos and videos. A set of lights up near the lenses indicates which mode the camera is currently in. Holding the power button turns the camera on and off, while a quick press switches the shooting mode from still to video. Resting near the thumb on the grip handle are three buttons - an on/off button, a Wi-Fi button, and the button to pop out the lenses. The flip-out lenses may be fairly unique, but the rest of the control scheme is rather simple. But the Vuze XR’s design makes perfect sense for the 360 category, which recognizes you don’t always want to be filming in 360. The design is a bit odd-looking and reminiscent of early digital cameras like the Nikon Coolpix SQ, an early-2000s device where the camera swiveled to show the lens. ![]() Fitbit Versa 3īest GoPro deals for January 2023: Sales you can shop todayĭJI’s 2022 drone contest offers record prize pool |
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